Specialized Insurance
for your Equipment Rental or Party Rental Company
The Browning Agency has been serving the insurance and risk management needs of the rental industry since 1994. Our industry expertise and partnership with ARA Insurance allows us to deliver industry leading coverages as ARA’s preferred Florida insurance writer.
We value our customers and work closely with them by offering consultation, advice, insurance solutions and ongoing support. Our ARA team is dedicated to the equipment rental industry, and this allows us to provide a holistic approach to member business needs.
ARA Insurance Coverage Highlights
Axis Insurance Company “A” Rated Insurance Company.
GENERAL LIABILITY
Blanket additional Insured (AI) and waiver of subrogation (WOS) included, cost of defense is in addition to liability limits.
PROPERTY
No coinsurance clause on buildings and personal property, Special Cause of Loss Coverage Form including Equipment Breakdown coverage, Broadened Coverage Form.
INLAND MARINE EQUIPMENT
Flexible replacement cost, blanket basis, deductible waivers for equipment theft of items registered with the National Equipment Registry (NER) &/or equipped with an operational GPS recovery system.
BUSINESS AUTO
Blanket Trailer Endorsement, Rental Truck Liability Endorsement, Hired & Non-Owned Auto.
EXCESS LIABILITY
Limits up to $10M available to provide excess limits over the General Liability and Auto Liability.
WORKERS COMPENSATION
Workers’ compensation coverage transfers liability for all work-related injuries or illnesses to the carrier, protecting your employees and their income.
CYBERSUITE, EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)
Employment practices liability insurance protects your business from allegations of misconduct, discrimination, and/or a hostile work environment.
RESOURCE – ONLINE & MOBILE ACCESS
Make payments, request certificates of insurance, print auto ID cards, download your policy information, request changes, find risk management Information.
LOSS CONTROL/ACCIDENT PREVENTION RESOURCES
With our loss control resources, we help you work safer, reduce insurance claims, and keep more money in your pocket.
MVR SCREENING FOR DRIVERS
Screenings for drivers help you ensure that every employee is qualified to drive and exhibits safe driving habits.
ARA Membership Benefits
These are just some of the benefits offered to ARA members.
EDUCATION
Learn more about ARA, its mission, and how it serves members.
JOB BOARD & WORKFORCE RESOURCES
RENTAL HQ
Get listed on a massive online database.
LEGAL & HR ASSISTANCE
Legal support and compliance assistance.
VENDOR LOCATOR
Add your business to ARA’s proprietary store locator.
NETWORKING OPPORTUNITIES
Meet professionals in the industry at ARA events.
STATE & LOCATION ASSOCIATIONS
Join state and location associations that support your
business.
ARA POLITICAL ACTION COMMITTEE (ARAPAC) ADVOCACY & GOVERNMENT AFFAIRS
Learn how ARA lobbies on your behalf.
Get a Free Quote
Discover what The Browning Agency can do for your Equipment or Party Rental company.
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